Privacy Statement Disclosure

Peoples Bank respects the privacy expectations and rights of its customers regarding financial information and other related information which the bank has or gathers in the normal course of business.

Peoples Bank collects, retains and uses information about consumers and customers only where the bank reasonably believes the gathering of such information would be useful and allowed by law to administer the bank's business and / or to provide products, services or opportunities to its customers.

Categories of Information We Collect

Peoples Bank collects nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or third party verification systems; and
• Information we receive from a consumer-reporting agency.

Categories of Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. For example, it is our policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence or business matter.

Confidentiality and Security

Peoples Bank is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security standards.

At Peoples Bank, employees access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these privacy principals. Because of the importance of these issues, all Peoples Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these privacy policies will be subject to disciplinary measures.

Peoples Bank insists that all third party relationships adhere to similar privacy principles that keep our customers information confidential, unless as required by law.