Business Checking

All businesses are different and unique in their own way. We think we have a business account that is right for you.

Basic Business

• No Minimum Balance
• No Monthly Service Charge
• 150 free deposited items per month; $.25 per deposited item over 150
• 50 free paid checks per month; $.25 per check paid over 50
• No fee Visa Check Card

Expanded Business

This account is designed for a moderate to large volume of activity.

• $5000 Minimum Balance
• $10 Service charge if balance falls below minimum
• 300 free deposited items per month; $0.25 per item over 300
• 100 free paid checks per month; $0.25 per check paid over 100
• No fee Visa Check Card

Business Super Now

Businesses allowed to earn interest (i.e. Sole Proprietorships and Non-Profit Organizations) can be placed in this account. Interest earned on collected daily balance-minus 3% reserve requirement.

• $5000 Minimum Balance
• $10 Service charge if balance falls below minimum
• 75 free deposited items per month; $.25 per deposited item over 75
• 25 free paid checks per month; $.25 per check paid over 25
• No fee Visa Check Card

Business MMDA

Your business can earn competitive interest on its savings with the funds being accessible should you need them. This account is ideal for a business that is interested in earning interest but are unable to do so in checking accounts. The account offers a tiered interest rate depending on the minimum daily balance in your account. The tiers are $0.01 - $24,999.99; $25,000.00 - $74,999.99; $75,000 and Over.

• $2,500 Minimum balance to earn interest
• $12 Maintenance fee if balance falls below minimum
• 25 free deposited items per month; $.25 per deposited item over 25
• Free unlimited transfers made at the teller line
• 3 free withdrawals allowed per month (this includes third party checks, ACH, and Internet withdrawals); $5.00 per withdrawal over the allowed 3 per statement cycle

Business Analysis

This account is for those businesses with high activity or a need for multiple accounts. There is a 10% reserve requirement on all balances.

• An earning credit is calculated based on the account's average collected balance and is used to offset charges on the account
• Analysis statement
• $10 Maintenance fee
• $.12 per checks paid per month
• $.12 per deposited item per month
• ACH origination - $25 per month or $5 per file whichever is higher
• Incoming wire $5
• Outgoing wire $15
• Currency furnished .10 per 1000
• Coin furnished .05 per roll
• Other charges may be specified

Sweep Accounts

We also offer Sweep Accounts for those who need a convenient cash management tool that sweeps excess funds into an interest bearing portion of the account. There is a $25 per month fee. Please see our New Account specialist for more details.

IMPORTANT INFORMATION FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.