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Residential Mortgage Loans

Let us help you take the hassle out of home buying. Our staff of residential mortgage experts can help with mortgage options designed to fit your needs.

  • No-point Mortgage Loans
    • Adjustable rates
  • FHA & VA Financing
    • Fixed or adjustable rate financing available
  • KHC Financing
  • Rate locks available at application
  • Free prequalification  
  • After hours appointments
  • No closing cost options available

Lot Financing

  • Flexible amortizations
  • Quick approvals
  • No origination fees

Construction Loans

  • Interest only payments
  • Quick approvals
  • Loans to individuals & contractors

Call us or come by and see us. A loan officer will be happy to give you all the details. For more information, please email a loan officer.

To speed up the loan process, you may want to gather the following information and bring it in with you at the time of your application:

  • Current Pay Stub
  • W-2's (2 years)
  • Contract of Sale or Deed, if refinancing
  • Current Bank Statements or asset information
  • Monthly Debt information including monthly payment amounts and balances

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.