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Personal Account Rates and Yields

Account rates and yields are subject to change at any time.

Transaction AccountsInterest RateAPY*Minimum Initial DepositMinimum  Monthly Balance
Peoples Advantage0.0%0.0%$50.00$0
Peoples Transition0.0%0.0%$50.00$0
Peoples Choice 50 ($0.01 to $24,999.99)0.05%0.05%$50.00$400.00
Peoples Choice 50 ($25,000.00 to $74,999.99)0.15%0.15%$50.00$25,000.00
Peoples Choice 50 ($75,000.00 & Over)0.25%0.25%$50.00$75,000.00
Peoples Focus ($0.01 to $24,999.99)0.05%0.05%$50.00$800.00
Peoples Focus ($25,000.00 to $74,999.99)0.15%0.15%$50.00$25,000.00
Peoples Focus ($75,000.00 & Over)0.25%0.25%$50.00$75,000.00
Peoples Money Market ($0.01 to $24,999.99)0.10%0.10%$2,500.00$2,500.00
Peoples Money Market ($25,000.00 to $74,999.99)0.60%0.60%$2,500.00$25,000.00
Peoples Money Market ($75,000.00 & Over)1.00%1.00%$2,500.00$75,000.00
Statement Savings0.10%0.10%$100.00$100.00

Certificates of DepositInterest RateAPY*Minimum Initial Deposit
91 Days0.25%0.25%$500.00
182 Days0.75%0.75%$500.00
12 Months1.00%1.00%$500.00
18 Months1.25%1.25%$500.00
24 Months1.49%1.50%$500.00
30 Months1.74%1.75%$500.00
36 Months1.99%2.00%$500.00
48 Months2.24%2.25%$500.00
60 Months2.48%2.50%$500.00

IRA Certificates of DepositInterest RateAPY*Minimum Initial Deposit
182 Days0.75%0.75%$1,000.00
12 Months1.00%1.00%$1,000.00
18 Months1.25%1.25%$1,000.00
24 Months1.49%1.50%$1,000.00
30 Months1.74%1.75%$1,000.00
36 Months1.99%2.00%$1,000.00
48 Months2.24%2.26%$1,000.00
60 Months2.48%2.50%$1,000.00
IRA Savings0.10%0.10%$50.00

*Fees paid may reduce the earnings on these accounts. Early withdrawal penalties may apply and reduce earnings on these accounts. APY on Certificate of Deposit & IRA products is based on quarterly compounding.

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