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Loans

Personal & Business Lending

Why choose Peoples Bank Mt. Washington for your financing needs? Because YOU are more important to Peoples Bank Mt. Washington than you will be to any other bank! We are a local community bank that offers loan products customized to meet your needs quickly. Our dedicated staff is committed to making your banking experience exceptional!
For more information, visit, call, submit an inquiry below, or send us an email to connect directly with a Loan Officer!

Loan Inquiry

Let us help you with your next loan! Submit an inquiry today. After clicking, follow to prompts to create a 'New Inquiry' or login to resume a previously started inquiry or check the status of your loan.

Make a Loan Inquiry

📝Our Loan Process

When applying for a loan with Peoples Bank Mt. Washington, we will need you to provide us with the following items:

  • Current Pay Stub
  • W-2’s (2 years)
  • Contract of Sale or Deed, if refinancing.
  • Current Bank Statements or Asset Information
  • Monthly Debt Information, including monthly payment amounts & balances.
NMLS Institution ID# 769121
Mortgage Loans

🏠 Mortgage Loans

Let us help you take the hassle out of home buying! Our team of residential mortgage experts can help with mortgage options designed to fit your needs.

  • Conventional, FHA & VA Financing
  • Up to 100% USDA Financing
  • Rate Locks Available at Application
  • Free Prequalification
  • After Hours Appointments
  • Loans for Primary or Secondary Homes, Investment Property or Vacant Land

Residential Building Lot Financing

  • Offering Flexible Amortizations & Quick Approvals

Construction Loans

  • Interest Only Payments
  • Offering Loans to Individuals & Contractors
Consumer Loans

🪙 Consumer Loans

Home Equity Line of Credit (HELOC)

A convenient & secure way to take advantage of one of your biggest assets – your home! Your Line of Credit is designed to fit your personal needs & take the stress out of financing. HELOC’s could help financially with:

  • New Automobile
  • Consolidating Debt
  • Home Improvements
  • College Expenses
  • Recreational Vehicles
  • Other Personal Expenditures

To apply for a Home Equity Line of Credit, you will need to disclose:

  • Current Pay Stubs & W2’s
  • Copy of Home Deed
  • Most Recent Property Valuation Statement
  • Current Mortgage Balance Statement (if applicable)
  • Proof of Insurance on Property

Please contact one of our Loan Officers for more detailed information regarding rates, fees, terms, conditions & restrictions!

Personal Loans

  • Auto Loans
  • Boat, ATV, Motor Home Loans
  • Other Personal Expenses

Please contact us to quote current rates & discuss any special promotions on our loan products.

Commercial Loans

🏢 Commercial Loans

At Peoples Bank Mt. Washington, we understand that your business is vital to our local economy and community. That’s why we offer a variety of commercial loan solutions tailored to help your business succeed and grow. Whether you’re expanding, investing, or just getting started, we’re here to support you.

💼 Our Commercial Loan Options Include:

  • Real Estate Loans

    Finance the purchase or refinance of commercial properties.

  • Lines of Credit

    Flexible access to funds for working capital, inventory, or unexpected expenses.

  • Agriculture Loans

    Designed for farmers and agribusinesses to support seasonal needs and equipment.

  • Investment Property Loans

    For purchasing or refinancing residential or commercial rental properties.

  • Equipment Loans

    Finance machinery, vehicles, or technology to keep your business running smoothly.

  • Land Loans

    Purchase undeveloped land for future business use or investment.

  • Construction Loans

    Short-term financing for building new commercial structures.

  • Land Development Loans

    Fund infrastructure improvements for residential or commercial developments.

 

Account Disclosures

This offer may be subject to the terms and conditions of a credit agreement, mortgage, and other supporting documents that must be completed and signed.

Subject to Credit Approval